Under the provisions of the Fair Debt Collection Practices Act, creditors cannot engage in threatening, abusive or harassing conduct. The following provides examples of behavior that is deemed harassment, and therefore prohibited:
Repeated calls after they’ve been told to cease telephone contact
Discussing your debt with third parties
Threatening physical harm unless the debt is paid
Threatening to file criminal charges for non-payment
Calling repeatedly with the sole purpose of making your telephone ring non-stop
If your debt is out of control due to a job loss, unexpected illness or injury, divorce or merely because of the current economic downturn, Creditor Harassment Lawyer Mark Edelbrock can help. When you come into the office, Attorney Edelbrock will thoroughly review the details of your current financial situation and provide sound legal advice based upon your circumstances.
Should we determine that Bankruptcy is your best solution to regain control of your life and obtain peace of mind, Attorney Mark D. Edelbrock will work diligently to file your Bankruptcy Petition as soon as possible.
Under Bankruptcy law, creditors must immediately cease and desist all contact with you once they are informed about a pending Chapter 7 or Chapter 13 Bankruptcyaction. All calls, letters, and attempts to collect money from you must stop by law. Failure on your creditors’ part to comply with this requirement can result in fines for each violation.